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May 2015 Archives

New court case may limit Chapter 13 options

A recent appeal by a Massachusetts homeowner failed to garner a sympathetic ear from the Justices on the United States Supreme Court. The High Court held, like the intermediate appellate court, that the laws of the United States did not give the Court the right to hear the case.

How do I get a Chapter 13 plan approved?

Many Massachusetts residents who are struggling with debt may find themselves a little apprehensive if they are told that, because of their income, they will have to file a Chapter 13 bankruptcy. Compared with Chapter 7 bankruptcies, Chapter 13 proceedings are not as common among Massachusetts households, and the way its process works is not as ingrained into the cultural parlance.

How our office can help troubled families get a fresh start

Last week's post discussed how the ultimate goal of any debtor in a bankruptcy proceeding is to get a discharge from the court saying that some or all of the debtor's creditors can no longer legally attempt to collect on the outstanding debt.

Understanding the discharge process in bankruptcy proceedings

In bankruptcy proceedings, "discharge" means to permanently relieve an individual or business of a debt obligation. Each part of the bankruptcy code - Chapter 7, 11, 12 and 13 - handles discharge and debt relief a little differently. However, procedures under all chapters share certain common features.