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December 2016 Archives

Dealing with debt after the holidays

It is not uncommon for Americans to run up debts during the holiday season. Buying and sharing gifts among family members and friends occurs everywhere. Parties and dinner and special events, such as a night out in the city to see a show or concert, or even travel to see family members or go on vacation, can all add up rather quickly. When you look at your depleted bank account or see the bills start coming in the mail in January, you may begin to panic.

Beware of scammers who promise to stop foreclosure

Massachusetts homeowners facing foreclosure will sometimes clutch at any straw to save their homes. Tragically, there are swindlers out there who will take advantage of people who are facing desperate financial situations. A group of individuals and companies were recently accused of defrauding financially strapped homeowners, in a nine-count complaint filed in nearby New Jersey.

During the holiday season, keep an eye on credit card debt

As the holidays approach, many people in Massachusetts will be tempted to use their credit cards to purchase gifts and other items they could not otherwise afford. Unfortunately, retailers actively encourage excessive spending at this time of year. For people already burdened by credit card debt, holiday spending can be enough to push them into serious financial difficulty.

Can I keep my car by reaffirming the loan under Chapter 7?

People who file Chapter 7 bankruptcy are often concerned about whether they will be able to keep their automobile after filing. Most people in Massachusetts rely on their cars to get to and from work, and losing the car can be a real hardship.